Dental care is an essential component of overall health, and having dental insurance can significantly help in maintaining a healthy smile. Proper planning can allow you to minimize out-of-pocket costs while you keep up with oral health. In this blog post, your Rochester, MN, dentist touches on dental insurance and provides valuable tips on how to maximize your benefits.
What Does Your Insurance Cover?
It is helpful to begin by thoroughly reviewing your dental insurance policy to understand the services covered. Basic services should include routine check-ups, cleanings, X-rays, fillings, crowns and sometimes even orthodontics. This ensures you’re kept in top shape! Understanding will guide you in making informed decisions about your oral health care.
Are We In-Network with Your Provider?
Dental insurance plans usually have a network of preferred dentists who have agreed to provide services at discounted rates. We are conveniently in-network with Delta Dental. This allows you to take full advantage of the negotiated rates, reducing your out-of-pocket costs. We offer other financing and payment options for those not in-network or without insurance. Give us a call to find out how we can make the most of your money.
Timing Your Visits
If you require extensive dental treatment, consider the timing of these procedures strategically. Dental insurance often resets annually, so if you’ve already exhausted a portion of your annual maximum, it may be worthwhile to postpone non-urgent treatments until the new policy year begins to maximize your coverage. We will help guide you during any treatment planning.
Keep Up with Preventive Care
Preventive dental care is key to maintaining good oral health and preventing costly procedures in the future. Most dental insurance plans cover routine check-ups, cleanings, and x-rays every six months. Schedule these appointments and take advantage of the coverage since preventive procedures are typically fully covered or require minimal out-of-pocket expenses.
Speak with Our Insurance Expert
We want to help you maximize your benefits to help you reach optimal oral health. By being knowledgeable about your policy, utilizing annual maximums, and considering supplemental coverage, you can ensure optimal oral health while minimizing out-of-pocket expenses. Take proactive steps to make the most of your dental insurance benefits and call Greenview Cosmetic And Family Dentistry in Rochester, MN at (507) 281-3659.
